Car Leasing and Auto Loan Financing in Bedford

Making sure that you're establishing proper car leasing and auto loan financing for your next vehicle can seem like a daunting task, especially if it's your first time doing so. But that's not something you need to worry about when you come to the auto loan financing experts at Thomas Automotive for all of your financial needs. When it comes to used car financing as well as car leasing, we've got the knowledge and the connections you need to make sure that you're getting the best rates. Whether you're looking for new car leasing or you want to make sure that you're getting the best numbers on used car finance, you'll know why so many Cumberland, MD drivers trust us for new and used vehicles. Find out more about what you can expect from our expert car finance team below.

We Have Plenty of Tools for Your Convenience

Looking for a little independence from the salespeople and finance offices around Johnstown? We understand, and we want you to have all the tools possible at your fingertips! Follow the below links to visit three key tools in helping you gain automotive finance information and assistance:

• Online Finance Application: You can click this link to begin the process of applying for financing. Don't worry, the extent of this tool will not impact your credit report!
• Trade-In Value Tool: Looking to trade in your current vehicle for a new one? You can retrieve the value of your car's worth and see how much you'd be able to put towards the next vehicle.
• Online Payment Calculator: Get an estimate of your car's monthly payment from the comfort of your home! Use the information from the previous two links to calculate your online payment for any given vehicle or budget!

When you come into Thomas Automotive, you'll quickly discover that we're here to make sure that all of our drivers from Cumberland, MD to Altoona are taken care of and given the best deals on the road.

Financing FAQs for buyers in Pennsylvania and Maryland

The world of financing can be a mysterious place so we want to simplify it for you. At each of our locations, we have friendly, knowledgeable financing specialists who can help take the mystery out of financing. Here are a few of the most commonly asked questions we hear along with some answers we hope will be helpful from us at Thomas Automotive in Cumberland, Bedford and Johnstown.

What are the benefits of getting a car loan?

A car loan is the path most customers take and it's by far the best financing strategy for most people. That's because getting a loan allows you to build cash value, or an equity ownership stake, in the car you drive every day. That cash value can grow to become worth thousands of dollars which can help you buy your next vehicle. Keep making your payments on time through the entire car loan process and you can someday own that vehicle which allows you to say goodbye to monthly car payments.

What are the advantages of getting a lease?

The main attraction for most people in getting a lease is that it takes less money out of your pocket, at least in the short term. The amount of the down payment is less than it would be with a car loan and the monthly payments are less. Just remember that a lease is like renting the vehicle so you aren't building any cash value and you have to return the car to us at the end of your lease contract. In addition, a lease has restrictions on the number of miles you can drive every year and you have to pay for any excess wear-and-tear when you return that vehicle.

Why should I finance through your dealership?

We're a one-stop resource when you're ready to finance your next vehicle from our new inventory. You don't have to spend a lot of your valuable time visiting banks. Instead you can come to us and get all the financing help you need. We'll discuss your financing options in clear, understandable language and help you get the best available terms. Count on us when you want the right financing at Thomas Automotive in Cumberland, Bedford and Johnstown.